Experience the art of truly personal banking.
At Goldwater Bank, we provide you with access to a Personal Banker who knows your accounts and is charged with making sure that all of your banking needs are met promptly, professionally and efficiently. When paired with our 24/7 online banking platform, the service level you receive from our Personal Bankers will make you feel like the most important account holder regardless of how much you have on deposit, because you are!
Explore our personal banking solutions below to find out more. Call, email or chat with us online if you have any questions or don’t find the solution you’re looking for.
Online & Mobile Banking
Goldwater Bank’s Mobile Banking app is free and available to all customers enrolled in our Online Banking service.* Don’t wait until you’re back to your computer to do your banking…you have access to your accounts wherever you go through your mobile devices.
With Mobile Banking, you can:
- Access any account
- Check balances
- Review account activity
- Deposit checks
- Transfer funds
- Pay bills
- Bank by text
* Carrier fees may apply.
Our Goldwater Checking and E-Checking accounts offer the convenience you need and all the benefits you expect. With a full host of services, our checking accounts free you up to go back to what you enjoy doing with your money. You can use your debit card at any ATM on the planet and we’ll credit any other bank’s charges back to your account balance. You can call, email or chat with your Personal Banker anytime during our business hours and they'll be happy to help you decide which type of account is best suited for your needs.
Our Goldwater Savings and Youth Savings accounts offer two great ways to segregate your funds on deposit for different purposes. We can provide even the youngest members of your family with a convenient way to manage their savings. With the ability to deposit online or by mobile device, saving money has never been easier. We’ll provide you with quarterly statements and permit up to two free withdrawals per month.
Some restrictions apply, so call, chat or email with one of our Personal Bankers today for more details and to find out how to opening a savings account.
Certificate of Deposit
Our Certificates of Deposit (CDs) offer guaranteed yields, flexibility and the safety of FDIC deposit insurance.* You will lock-in a high yield that’s guaranteed from the day you open the account until the day it matures. We offer CDs ranging in maturities from 90 days to 5 years depending on the flexibility you need, each designed with a particular goal you might have in mind.**
To help you decide which one is right for you, call or chat online with one of our Personal Bankers today.
* Be assured that your investment is safe. Goldwater Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual.
** Early Withdrawal Penalties may apply. Full disclosures will be given at account opening.
Earn a great rate and still have immediate access to your money! A Goldwater Bank Money Market Account is an excellent investment solution that offers a higher rate of return on your money with the liquidity and convenience of a checking account. Minimum opening balances vary and some restrictions apply.
Call or chat with one of our Personal Bankers to find out more or apply online today.
Money Market Features:
- Tiered Interest Rates
- Free Online Banking
- Free Mobile Banking Gold App
- Free Mobile Check Deposit
- Monthly Statements
- The monthly service charge of $10 is waived of an average monthly balance of $1,000 or more is maintained. Interest is accrued daily and paid monthly.
- Check Writing or other Pre-Authorized Transfers - up to 6 per month*
* Transfers from a Goldwater Money Market to another account or to third parties by preauthorized, automatic, or telephone transfer or by check, draft, or similar order to third parties are limited to six per statement cycle. Withdrawals at ATMs, and in person, are not subject to federal limits. There is a $10 penalty for withdrawal in excess of these limitations.
Wire transfers offer a quick and convenient way to move money electronically. Although there is a small fee to process a wire transfer, the speed and flexibility they offer is well worth it! Need to send money directly to another person, close on a home loan or send funds to relatives abroad with complete peace of mind? A wire transfer could be just the solution you need.
Domestic wires typically take a few hours to transmit and the recipient generally receives the money the same day. Processing times for international wires can vary depending on the receiving country. Typically, international wires can be received in less than 2 business days.
Give your wallet more buying power! Not all credit cards are created equal. Some have higher interest rates. Some have high annual fees. Some have low credit limits. Call or chat today with a Personal Banker or apply online today to find out if we can offer you a higher credit limit or better terms that give you more flexibility for purchases, vacations, cash advances or just the consolidation of your more expensive cards.
Call or chat online with one of our Personal Bankers today to find out more.